TERMS OF SERVICE

TERMS OF SERVICE
Effective Date: 11/13/2025
Last Updated: 11/13/2025Welcome to Gifted Intuitions, LLC ("Company," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website www.giftedintuitions.com and the services we provide. Please read these Terms carefully before using our website or services.
By accessing or using our website, purchasing our products, or engaging our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use our website or services.1. ACCEPTANCE OF TERMS
By accessing and using our website, creating an account, making a purchase, or engaging any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service, as well as our Privacy Policy, which is incorporated herein by reference. These Terms constitute a legally binding agreement between you and Gifted Intuitions, LLC.
If you are using our website or services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms, and your agreement to these Terms will be treated as the agreement of the organization.2. DESCRIPTION OF SERVICES
Gifted Intuitions, LLC operates three main service pillars and offers additional services as described below:A. Gifted Academy: We provide personalized educational consulting, homeschool setup and support, academic coaching, tutoring services, and full-time virtual teaching for K-12 students. Our educational services are designed to support students and families in achieving their academic goals through customized guidance and instruction.B. Gifted Consulting: We offer communication strategy, branding, and messaging services tailored for non-profit organizations, faith-based organizations, community leaders, and other clients seeking to enhance their outreach and impact.C. The GIFTED Collection: We operate an online shop that sells:Digital Products: Downloadable items including printable lesson plans, workbooks, journals, educational resources, and other digital materials.Physical Goods: Apparel, home decor items, custom-branded merchandise, and other tangible products.D. Additional Services: Our founder is available for booking as a professional speaker and singer for events, conferences, workshops, and other occasions.Important Disclaimer: All services, products, and information provided by Gifted Intuitions, LLC are offered for informational, educational, and consulting purposes only. We do not guarantee specific results, outcomes, or improvements from the use of our services or products. Educational and consulting services are customized based on individual needs, but results will vary depending on numerous factors including individual effort, circumstances, and external variables beyond our control. Our services are not a substitute for professional advice in specialized fields such as licensed psychological counseling, medical advice, or legal services. Clients and customers are encouraged to seek appropriate professional guidance when necessary.3. ELIGIBILITY
You must be at least 18 years of age to use our website, create an account, make purchases, or enter into contracts for our services. If you are under 18, you may use our website and services only with the involvement and consent of a parent or legal guardian who agrees to be bound by these Terms.
By using our website, you represent and warrant that you meet the eligibility requirements and that all information you provide is accurate, current, and complete.4. USER ACCOUNTSAccount Creation: Certain features of our website and services may require you to create an account. When you create an account, you must provide accurate, complete, and current information. You are responsible for maintaining the accuracy of your account information and updating it as necessary.Account Security: You are solely responsible for maintaining the confidentiality of your account credentials (username and password) and for all activities that occur under your account. You agree to:Use a strong, unique password for your account.Not share your account credentials with any third party.Notify us immediately of any unauthorized use of your account or any other security breach.
We are not liable for any loss or damage arising from your failure to maintain the security of your account credentials. You agree to accept responsibility for all activities that occur under your account.Account Termination: We reserve the right to suspend or terminate your account at any time, with or without notice, for any reason, including if we believe you have violated these Terms, engaged in fraudulent activity, or used our services in a manner harmful to us or others.5. INTELLECTUAL PROPERTY RIGHTSOwnership: All content, materials, and intellectual property on our website and in our products and services, including but not limited to text, graphics, logos, images, photographs, videos, audio files, software, code, design elements, lesson plans, workbooks, journals, branding materials, and other creative works (collectively, "Content"), are the exclusive property of Gifted Intuitions, LLC or our licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.Trademarks: "Gifted Intuitions," "Gifted Academy," "Gifted Consulting," "The GIFTED Collection," and all associated logos, service marks, and trade names are trademarks or registered trademarks of Gifted Intuitions, LLC. You may not use any of our trademarks without our prior written permission.Limited License: Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use our website and services for your personal, non-commercial use only. This license does not include any right to:Reproduce, distribute, display, perform, or create derivative works from our Content without our express written permission.Use our Content for commercial purposes or public display (commercial or non-commercial).Modify, reverse engineer, decompile, or disassemble any software or technology on our website.Remove, alter, or obscure any copyright, trademark, or other proprietary notices from our Content.Digital Products: When you purchase digital products from The GIFTED Collection, you receive a limited, personal, non-exclusive, non-transferable license to use the digital product solely for your own personal or educational use. This license does not grant you ownership of the digital product or any intellectual property rights therein. You may not:Resell, redistribute, share, or transfer the digital product to any third party.Modify, adapt, or create derivative works from the digital product.Use the digital product for commercial purposes without our express written consent.Infringement: If you believe that any Content on our website infringes your intellectual property rights, please contact us immediately at [email protected] with detailed information about the alleged infringement.6. PURCHASES, PAYMENTS, AND REFUND POLICYProduct and Service Orders: When you place an order for products or services through our website, you agree to provide accurate and complete information, including billing and shipping information. You represent and warrant that you have the legal right to use any payment method provided for the transaction.Pricing and Availability: All prices for products and services are stated in U.S. dollars and are subject to change without notice. We reserve the right to modify prices, discontinue products or services, or correct pricing errors at any time. We make every effort to ensure that product descriptions, images, and pricing are accurate, but we do not warrant that such information is error-free.Payment Processing: Payments are processed through secure third-party payment processors such as Stripe, PayPal, or other similar services. By making a purchase, you agree to the terms and conditions of the applicable payment processor. We do not directly collect, store, or process credit card or financial account information on our servers. Payment is due at the time of purchase unless otherwise agreed in writing. For consulting services requiring deposits or installment payments, specific payment terms will be outlined in your service agreement.Sales Tax: Sales tax will be added to orders where applicable based on your shipping address and local tax regulations.Shipping: For physical goods, shipping costs and delivery times will be calculated at checkout based on the shipping method selected and your location. We are not responsible for delays caused by shipping carriers, customs processing, or events beyond our control. Risk of loss and title for physical goods pass to you upon delivery to the shipping carrier.REFUND POLICY:All sales of digital download products are final and non-refundable. Once a digital product has been purchased and the download link has been provided, we cannot offer refunds, exchanges, or cancellations due to the nature of digital goods.For consulting services, educational services, tutoring, speaking engagements, and other service-based offerings, refund requests are considered on a case-by-case basis only if made prior to the commencement of service. Once services have begun, no refunds will be issued. Refund requests must be submitted in writing to [email protected] and must include a detailed explanation of the circumstances.For physical goods, if you receive a defective, damaged, or incorrect item, please contact us within 14 days of delivery at [email protected] with photographic evidence. We will work with you to resolve the issue through replacement, exchange, or refund at our discretion. We do not accept returns of physical goods for reasons of buyer's remorse, change of mind, or personal preference.Cancellation Policy: Scheduled appointments for consulting, tutoring, speaking, or other services may be rescheduled or cancelled with at least 48 hours' notice without penalty. Cancellations made with less than 48 hours' notice or no-shows may result in forfeiture of the session fee or scheduling deposit, at our discretion.7. USER CONDUCT AND PROHIBITED USES
You agree to use our website and services only for lawful purposes and in accordance with these Terms. You agree not to:Violate any applicable local, state, national, or international law or regulation.Infringe upon or violate our intellectual property rights or the intellectual property rights of others.Transmit any material that is defamatory, obscene, offensive, hateful, discriminatory, threatening, harassing, or otherwise objectionable.Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website or services, or that may harm us or other users.Use the website or services in any manner that could disable, overburden, damage, or impair our servers or networks.Attempt to gain unauthorized access to any portion of the website, other user accounts, or computer systems or networks connected to the website.Use any robot, spider, scraper, or other automated means to access the website for any purpose without our express written permission.Introduce any viruses, trojan horses, worms, logic bombs, or other malicious or technologically harmful material.Impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity.Interfere with or disrupt the integrity or performance of the website or the data contained therein.
We reserve the right to investigate and take appropriate legal action against anyone who violates these prohibitions, including removing content, suspending or terminating accounts, and reporting users to law enforcement authorities.8. USER-GENERATED CONTENT
Certain areas of our website may allow you to submit, post, or transmit content, including comments, reviews, testimonials, feedback, or other materials ("User Content"). By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, transferable, and sublicensable license to use, reproduce, modify, adapt, publish, display, distribute, and create derivative works from such User Content for any purpose, including marketing and promotional purposes.
You represent and warrant that:You own or have the necessary rights and permissions to submit the User Content.Your User Content does not infringe or violate the intellectual property rights, privacy rights, or any other rights of any third party.Your User Content complies with these Terms and applicable laws.
We reserve the right, but are not obligated, to monitor, review, edit, or remove any User Content at our sole discretion, for any reason, without notice.9. DISCLAIMERS AND LIMITATION OF LIABILITYDISCLAIMER OF WARRANTIES: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, OUR WEBSITE, PRODUCTS, AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE. WE DO NOT WARRANT THAT:OUR WEBSITE OR SERVICES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS.OUR WEBSITE OR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE.THE RESULTS OBTAINED FROM THE USE OF OUR WEBSITE, PRODUCTS, OR SERVICES WILL BE ACCURATE, RELIABLE, OR COMPLETE.ANY ERRORS OR DEFECTS IN OUR WEBSITE OR SERVICES WILL BE CORRECTED.
YOUR USE OF OUR WEBSITE, PRODUCTS, AND SERVICES IS AT YOUR SOLE RISK. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH OUR WEBSITE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.EDUCATIONAL AND CONSULTING SERVICES DISCLAIMER: OUR EDUCATIONAL CONSULTING, TUTORING, COACHING, AND RELATED SERVICES ARE DESIGNED TO PROVIDE GUIDANCE, SUPPORT, AND RESOURCES TO ASSIST STUDENTS AND FAMILIES IN ACHIEVING THEIR EDUCATIONAL GOALS. HOWEVER, WE DO NOT GUARANTEE SPECIFIC ACADEMIC OUTCOMES, TEST SCORES, ADMISSIONS RESULTS, OR OTHER MEASURABLE ACHIEVEMENTS. INDIVIDUAL RESULTS DEPEND ON NUMEROUS FACTORS INCLUDING STUDENT EFFORT, LEARNING STYLE, EXTERNAL CIRCUMSTANCES, AND OTHER VARIABLES BEYOND OUR CONTROL. OUR CONSULTING SERVICES FOR ORGANIZATIONS ARE PROVIDED AS PROFESSIONAL OPINIONS AND RECOMMENDATIONS BASED ON OUR EXPERTISE AND EXPERIENCE. WE DO NOT GUARANTEE SPECIFIC BUSINESS RESULTS, GROWTH METRICS, OR OUTCOMES FROM IMPLEMENTING OUR STRATEGIES.LIMITATION OF LIABILITY: TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL GIFTED INTUITIONS, LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, PARTNERS, OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO:YOUR USE OF OR INABILITY TO USE OUR WEBSITE, PRODUCTS, OR SERVICES.ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS OR ANY PERSONAL INFORMATION STORED THEREIN.ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR WEBSITE.ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH OUR WEBSITE BY ANY THIRD PARTY.ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH OUR WEBSITE.ANY USER CONTENT OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY.
WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

LIMITATION OF AGGREGATE LIABILITY: IN NO EVENT SHALL OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF OUR WEBSITE, PRODUCTS, OR SERVICES (WHETHER IN CONTRACT, TORT, WARRANTY, OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING OUR WEBSITE OR PURCHASING PRODUCTS OR SERVICES FROM US DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS ($100.00), WHICHEVER IS GREATER.JURISDICTIONAL LIMITATIONS: SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS ABOVE MAY NOT APPLY TO YOU. IN SUCH JURISDICTIONS, OUR LIABILITY WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.10. INDEMNIFICATION
You agree to defend, indemnify, and hold harmless Gifted Intuitions, LLC and its officers, directors, employees, agents, affiliates, partners, licensors, and suppliers from and against any and all claims, damages, obligations, losses, liabilities, costs, debts, and expenses (including reasonable attorneys' fees) arising from:Your use of or access to our website, products, or services.Your violation of these Terms.Your violation of any third-party rights, including intellectual property rights, privacy rights, or proprietary rights.Any User Content you submit or transmit through our website.Your breach of any representation or warranty contained in these Terms.
This indemnification obligation will survive the termination of these Terms and your use of our website and services.11. THIRD-PARTY LINKS AND SERVICES
Our website may contain links to third-party websites, services, or resources that are not owned or controlled by Gifted Intuitions, LLC. We provide these links for your convenience only and do not endorse, monitor, or assume responsibility for the content, privacy policies, or practices of any third-party websites or services.
You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any third-party content, goods, or services available through such websites or services.
We encourage you to review the terms of service and privacy policies of any third-party websites or services that you visit.12. PLATFORM-SPECIFIC TERMS
This website and services are delivered through the Carrd platform. By using our services, you acknowledge and agree that:
1. Dual Governance: These Terms govern our substantive services and business relationship, while Carrd's Terms of Use (available at https://carrd.co/terms) govern your use of the Carrd platform
2. Platform Disputes: Any disputes, claims, or controversies arising from or relating to your use of the Carrd platform itself shall be resolved exclusively through final and binding arbitration in accordance with Carrd's Terms of Use
3. Jurisdiction Coordination: For matters involving the Carrd platform, the governing law, jurisdiction, and venue provisions of Carrd's Terms of Use shall prevail
4. Liability Allocation: Carrd's limitations of liability apply to platform-related issues, while our limitations of liability apply to our substantive services13. GOVERNING LAW AND DISPUTE RESOLUTION
Unless otherwise specified in the Platform-Specific Terms section above, the following terms apply:
Governing Law: These Terms and any disputes arising out of or relating to these Terms, your use of our website, products, or services, or your relationship with Gifted Intuitions, LLC shall be governed by and construed in accordance with the laws of the State of Georgia, United States, without regard to its conflict of law principles.Jurisdiction and Venue: You agree that any legal action or proceeding arising out of or relating to these Terms or your use of our website or services shall be brought exclusively in the state or federal courts located in Chatham County, Georgia. You consent to the personal jurisdiction of such courts and waive any objection to venue in such courts.Dispute Resolution: Before filing any legal action, you agree to first contact us at [email protected] to attempt to resolve any dispute informally. We will work with you in good faith to resolve disputes amicably. If we cannot resolve a dispute within thirty (30) days, either party may pursue formal legal remedies.Waiver of Class Actions: TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU AND GIFTED INTUITIONS, LLC EACH WAIVE THE RIGHT TO PARTICIPATE IN A CLASS ACTION, CLASS ARBITRATION, OR OTHER REPRESENTATIVE PROCEEDING.14. MODIFICATIONS TO TERMS
We reserve the right to modify, amend, or update these Terms of Service at any time, in our sole discretion, to reflect changes in our business practices, legal requirements, or for other reasons. When we make changes to these Terms, we will update the "Last Updated" date at the top of this page.Material Changes: If we make material changes to these Terms that significantly affect your rights or obligations, we will provide notice by posting a prominent announcement on our website, sending you an email notification (if you have provided an email address), or through other appropriate means.Your Continued Use: Your continued use of our website, products, or services after any changes to these Terms constitutes your acceptance of the revised Terms. If you do not agree to the modified Terms, you must discontinue your use of our website and services immediately.
We encourage you to review these Terms periodically to stay informed of any updates.15. TERMINATIONTermination by You: You may terminate your account and discontinue use of our website and services at any time by contacting us at [email protected]. Upon termination, your right to access and use our website and services will immediately cease.Termination by Us: We reserve the right to suspend or terminate your access to our website, products, services, or your account, with or without notice, for any reason or no reason, including but not limited to:Violation of these Terms or our policies.Fraudulent, abusive, or illegal activity.Non-payment of fees owed.At our sole discretion if we believe termination is necessary to protect our interests or the interests of other users.Effect of Termination: Upon termination of your account or access:All licenses and rights granted to you under these Terms will immediately terminate.You must cease all use of our website, products, and services.We may delete your account and any content associated with your account.You will remain liable for any outstanding obligations, including payment obligations incurred prior to termination.Survival: The following provisions will survive termination of these Terms: Sections 5 (Intellectual Property Rights), 7 (User Conduct and Prohibited Uses), 8 (User-Generated Content), 9 (Disclaimers and Limitation of Liability), 10 (Indemnification), 12 (Governing Law and Dispute Resolution), and any other provisions that by their nature should survive termination.16. SEVERABILITY
If any provision of these Terms is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of the remaining provisions, which shall remain in full force and effect.17. WAIVER
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision unless acknowledged and agreed to by us in writing. No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term.18. ENTIRE AGREEMENT
These Terms of Service, together with our Privacy Policy and any other legal notices or agreements published by us on our website, constitute the entire agreement between you and Gifted Intuitions, LLC regarding your use of our website, products, and services, and supersede all prior or contemporaneous communications, agreements, and understandings, whether oral or written, between you and us regarding such subject matter.
No amendment to or modification of these Terms will be binding unless made in writing and signed by an authorized representative of Gifted Intuitions, LLC, or posted on our website by us.19. ASSIGNMENT
You may not assign, transfer, or delegate your rights or obligations under these Terms without our prior written consent. Any attempted assignment in violation of this provision shall be null and void.
We may freely assign, transfer, or delegate our rights and obligations under these Terms to any third party without restriction or prior notice to you, including in connection with a merger, acquisition, reorganization, or sale of assets.20. NOTICESTo You: We may provide notices to you by email (to the email address associated with your account), by posting on our website, or by other legally acceptable means. You consent to receive communications from us electronically, and you agree that such electronic communications satisfy any legal requirement that communications be in writing.To Us: All notices to Gifted Intuitions, LLC must be sent in writing to: [email protected]. Notices sent by email will be deemed received on the date of transmission if sent during normal business hours, or on the next business day if sent after business hours.21. FORCE MAJEURE
We shall not be liable for any failure or delay in performing our obligations under these Terms due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, epidemics, strikes, labor disputes, shortage of transportation facilities, fuel, energy, labor or materials, or failure of telecommunications or information services.
During any such period of delay or failure to perform, our obligations will be suspended, and the time for performance will be extended for the duration of the force majeure event.22. ACCESSIBILITY
We are committed to making our website accessible to individuals with disabilities. If you have difficulty accessing any content or functionality on our website, please contact us at [email protected] with details about the accessibility barrier you encountered, and we will work with you to provide the information or service you seek through an alternative communication method.23. FEEDBACK
We welcome and encourage you to provide feedback, comments, suggestions, and ideas for improvements to our website, products, or services ("Feedback"). You acknowledge and agree that any Feedback you provide will be the sole and exclusive property of Gifted Intuitions, LLC, and you hereby irrevocably assign to us all right, title, and interest in and to such Feedback.
We may use, disclose, and exploit any Feedback for any purpose without restriction or compensation to you, and we have no obligation to keep any Feedback confidential.24. RELATIONSHIP OF PARTIES
Nothing in these Terms shall be construed to create a partnership, joint venture, agency, employment, or fiduciary relationship between you and Gifted Intuitions, LLC. You have no authority to bind us or make commitments on our behalf.
The services we provide are rendered as an independent contractor. For educational services, we are not acting as a licensed school, accredited institution, or state-authorized education provider unless specifically stated. Parents and guardians remain responsible for their children's education and compliance with applicable homeschooling, attendance, and educational requirements under state and local law.25. LANGUAGE
These Terms are drafted in English. If these Terms are translated into any other language, the English version shall prevail in the event of any inconsistency or conflict.26. QUESTIONS AND CONTACT INFORMATION
If you have any questions, concerns, or comments regarding these Terms of Service, please contact us at:
Gifted Intuitions, LLC
Email: [email protected]
Phone: 912-226-2047
Website: www.giftedintuitions.com
We will make every effort to respond to your inquiry in a timely manner.ACKNOWLEDGMENT
BY ACCESSING OR USING OUR WEBSITE, PURCHASING OUR PRODUCTS, OR ENGAGING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE AND OUR PRIVACY POLICY. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE OUR WEBSITE OR SERVICES.END OF TERMS OF SERVICE